Xero - beautiful accounting software

Xero Business Community

Xero Business Community

Hi everyone, Come on over to the new discussions in Xero Central. It’s a more intuitive way to connect and chat all things business with one another. Ask questions, dish out answers, and get involved.

You can still view topics in the Xero Business Community to see all the useful knowledge that’s been shared there; and you can restart conversations you feel have been of huge value to you on Xero Central.

If you have brilliant ideas for innovations, you can keep on adding feature requests in the Xero Business Community, and voting on existing requests. There’s more in store, as we come up with the best way to take on your thoughts and share developments
Community > App Reviews >

PayPal Payment Service

Started by Xero API -   in App Reviews |Payments

3.8 out of 5 stars
Based on 106 user ratings
This page is just for the review of PayPal and Xero's Payment Service integration.

If you have any issues with PayPal the Feed, can you please reach out to our Support team. PayPal feeds and the PayPal payment service are separate, so any review of the PayPal feeds will be removed.

About PayPal

PayPal is a safe, easy way to pay and get paid online. You can accept credit card payments and automatically view and reconcile transactions within Xero. For more information, check out PayPal.


For integration support, contact Xero, or for issues relating to PayPal service, contact PayPal. Please also see this guide on integrating PayPal and Xero.

Ooo sounds like a bit of a pickle there, Candice. 🤔

I just wanted to hop on here and highlight that this page is just for reviewing PayPal's integration with Xero as a payment service - so each user is only able to comment on this post once. To work this through with our Support crew, I suggest raising a case with them (by following these steps) and they'll be more than happy to help. Cheers. 😊

Kavi S (Community Manager)  

hi please could a xero specialist access the xero system and remove the feeds that were drawn into the system for the periods 11/11/2019-29/12/2019 on all our paypal bank accounts?

it is laborious and time inefficient to remove these transactions in order to reconcile the accounts (there has clearly been corruption in the feed and data not drawn through, unfortunately I cannot say where and the accounts are interlinked so need to reconcile all for year end)

I have spend considerable hours reconciling the larger accounts only to find the transactions disappearing in others upon closing.

if xero backend could simply remove the bank import feed data completely it would solve the problem

Candice Young  

Using PayPal is straightforward, but I'm about to set up bank feeds with Xero, so will be interested to see how that goes☺️

Joanne Marshall  

Brilliant product from a merchant stand point and really enjoying the roll out of the pay now functionality

Teresa Whitford  

Only issues is bank feeds sometimes crack up. However customer support is awesome.

Linda Cameron  

We enjoy the convenience of PayPal!!

Jacqueline Ironside  

Reliable and well known for clients to trust!!

Patricia Prior  

Love PayPal. So easy to use,

Kylie Thompson  

5/5 helps me and my clients out!

Michelle Ratcliffe  

I love the PayPal option. Would be even better if you had the option to on-charge the fee to the client directly as they pay.

Dianne Bachmann  

We are from Singapore accounting firm. To Implement PayPal it will cost about 3.9% of charge for Singapore.

Kit Siang Hiap  

Great system- PAYPAL -select and implement -enjoy results

Manish Sundarjee  

Jonathan and James were very helpful In sorting a query I had about something I didn't understand.

Elaine Armstrong  

Love the PPH it's going to be a great for my clients seeking an inexpensive secure payment solution

Glenn Bell  

I have PayPal on my invoices and clients love the PayPal option as it is a brand they know and trust. I have used other gateway brands but PayPal is the one works and it is easy for auto feeds into Xero. Start date is flexible on setup love it

Bonnie Coulle  

Added to my Xero invoices. Clients pay via cc to get the points on there cards.

Sonya Jacobsen  

Great product and interested to find out more

Tim Zirkler  

Easy to use and add. It’s a trusted payment features that customers recognise.

Craig Anderson  

Great to hear PayPal is available for Trusts ☺️

Fiona Bell  

This is a great product. I think it will be a great asset to any business

Linda Daniels  

Hi David, thank you for your interest in using PayPal, the safe, convenient and trusted way to get paid. As each customer's business is different, it is best to look at the fee structure on https://www.paypal.com/us/webapps/mpp/paypal-fees. Hope this helps.

Lisa Wade-Lehman  

I'm in the USA. I will be processing invoices of $500 to $1,000 each, likely 20 per month. Any idea on the fees that PayPal will charge?

David Sonn  

I'm taking paypal off my invoices as its far too expensive for small business's. The more you use it the less % you pay but if you only have a limited amount of customers even if they all use paypal to pay it still isn't enough to reach the lower pay fresh hold. not really fair that a bigger company can only have a small % of customers use it and they fall into the lower bracket.

Daniel Blackwood  

Hi Cat, we are so sorry you had such a bad experience and for the embarrassment. I would love to understand more about what happened. Please can you email your contact details and your PayPal account email address to "help-partners@paypal.com". I understand your experience was awful but we are a great option as a payment method offering the security required today, convenience and choice and really hope you will give us another chance. Best, Lisa

Lisa Wade-Lehman  

OMG! Please don't waste your time setting this up. I have just done it and my very first payment was blocked and my poor client spent half an hour on the phone trying to sort it out. I got on the phone to customer service who said they are unable to tell me if or when it would be cleared, but my customer would have to keep trying intermittently over the next few days. It's blocked because of the high value - it was $1800. You are a payment company and you cant even take a basic invoice payment!! Awful customer experience. I will be deleting Paypal off Xero and trying something new. You embarrassed me in front of my customer and made us both look unprofessional - just awful!

Cat Harding  

HI Cherry, I am so sorry that you had such a negative experience. The limitation is put on an account because generally we're concerned about your financial safety or we’re legally required to do so. I would love to see what I can do to help you. Please can you email me at DL-PP-Channel-Australia@paypal.com. Best regards, Lisa

Lisa Wade-Lehman  

We decided to integrate with PayPal last May to offer our B2B customers in the USA a way to pay invoices online. Turns out that this was the WORST decision ever!!

We had an existing PayPal business account that we'd used for the odd situation, e.g. where a B2C web subscriber wanted to pay with a card type our webshop doesn't support. Then last May we added PayPal as an option in Xero for our B2B customers (larger invoice amounts). 'Oh how lovely for customers to be able to pay online instead of us having to wait for a paper cheque', we thought.

But no, not lovely at all. After about 6 months of using the service through Xero, PayPal froze our account. They do not provide an explanation, but looking at the PayPal site after they advised us of the " account limitation" I presume it's because there was an increase in transactions going through our account which must have triggered their computer algorithms. But of course that increase is not surprising, since it was a brand new payment option - courtesy of XERO - that some of our customers were naturally taking advantage of!!

After promptly answering a raft of questions followed by weeks of silence, when I queried the status earlier this week, all PayPal said is "your case is under review." Many thousands of dollars have been frozen in the account for the past 8 weeks. I now find out that they have every right to freeze your account for up to *180 days* without explanation. Ours is a perfectly legitimate business, selling eLearning products to education institutions, so it's worse than frustrating.

I hope this serves as a warning to others who have an existing PayPal account. Don't integrate it with Xero!!

Dear Xero - it is clear on PayPal's site (now that I know what to look for!) that any changes in the number or size of transactions going through a PayPal account will trigger PayPal's audit algorithms and the account will be frozen. Therefore you should warn your customers about this risk when using the PayPal payment service with an existing PayPal account.

Cherry Vanderbeke  

Hi Nick, sorry to hear about your bad experience. I have chatted to the Xero team and asked them to contact you directly about the issues you are having. Hope that helps.

Lisa Wade-Lehman  

Nightmare to reconcile multi-currency. For 1 purchase creates 4 transactions nightmare.

Nick Dorogavtsev  

The pay now button is definately a facility my clients will be using. Great talk at Xero Con , thank you 😊 easy to configure and good feed

Carissa Langford  

Great product. Saves time from reconciling income and charges.

Donna Park  

Very easy to reconcile and helps with the fees to be coded separately.

Dhara Shah  

Very user friendly

Rosie Lindsey  

Great sleek product with a good integration to xero that allows me to reconcile banks with ease. Clients also love being paid directly from their invoice which helps them out for credit management.

Steven Reeve  

We have a lot of clients who use PayPal, and the integration works very well, for both payments on invoices and the bank feeds. I would definitely recommend it.

Duncan Folkes  

Very good presentation of how PayPal links with xero

Tracey Turnbull  

Very easy to use and integrates well with xero

Linda Cox  

Fantastic app so easy to make a payment and do the reconciliations . Keep a good work.

Madzia Guzy  

Great way to seamlessly integrate with Xero and handle charges at the same time

Nicola Marshall  

I love using PayPal and it gives lots of payment options that are provided for clients and means I get paid quicker.

Sarah Hayes  

Brilliant way to get all your transactions directly to Xero and get payments through a well known provider

Harriet Ilott  

This is a good product and being able to link to Xero should enable online bank shy customers to pay.

Julia Stanbridge  

I use PayPal on an almost daily basis for personal purchases but never thought about it for business use. I will be activating this for our business straight after Xerocon. Fab service

Derrick Sargent  

A great Xero add on👌

Mark Randall  

Very useful Xero add on. Recommended.

Andrew Byram  

very good session .PayPal very useful

Stefano Brusa  

Fantastic feed with Xero, every transaction comes through perfectly. Really can’t recommend this enough!!!!!

Daniel Barnes  

Very convenient, love it!!

Hazel Davidson  

We find that with out clients Xero intergrates very well with PayPal. The automatic bank feeds pull the information easily allows us to accruate report all transaction without the hassle of exporting reports.

Darren Godden  

Limited experience but from what I’ve used of it the process works well enough

Tom Taylor  

Good stuff!

Oli Thomas  

Great service!

Edd Stone  

Nice and simple to use

Greer Smith  

Very good detail and staff at Xerocon2018 were very knowledgable regarding my own specific queries. Much appreciated.

Will Robinson  

Very quick and efficient way to pay invoices

Rajee Arulvel  

Brilliant for bringing transactions in to PayPal.. can be a pain to reconcile with lots of transactions

Paul Brash  

Such an easy system to work, very user friendly.

Liz Boston-Brady  

Friendly, helpful advise. Looking forward to hearing from your representative

Jenny Sutton  

Excellent service, seamless integration . Would recommend to all clients.

Peter Johnson  

Brilliant integration service with Xero would highly recommend.

Saad Ibn-Mushtaq  

Great service, works well

Mark Morrow  

Happy with recent. Hanged to move clients over to PayPal. Let's hope the development continues

Amanda Wells  

Happy to hear that your PayPal Surcharges are on the road map!

Alycia Woods  

Great product for flexibility but a touch expensive

Clive Mazin  

Great service and nice people

George Oluich  

Great payment option for clients especially with the direct feeds to Xero

Paul Pham  

Great bank feed connectivity with Xero! 😀

Amy Briant  

Great for client who have on line clients who want to pay at night

Paul Nay  

I love the simplicity of the system. I find it integrates beautifully. Particularly with my Shopify store and Xero. Would highly recommend.

Paul Miller  

Great experience with PayPal. Clients love it and great support team.

Peter McCarthy  

Great stuff

Paul P  

Very excited to see new options for payments integrated with Xero

Kathleen Spicer  

Another good payment service option

Janine Antcliff  

The guys at the PayPal stand at XEROCON Brisbane 2018, where very helpful and answered all my question. I recommend you chat with the guys to see how they help you.

Seb Vecchio  

We have been using Paypal through Xero for 8 years. The integration is fantastic and its easy to reconcile with the live feeds. No downloads required. Add to that we were offered a papal working capital line of credit/

Trevor Schoenmaekers  

I have no problem with PayPal and use it in all my organisations. My only issue is that before a recent change, the PayPal fee came through to Xero as Bank fees pre-populated and all I had to do was add a Tracking Category and click OK. Now, I have to fill in the whole of the PayPal fee transaction resulting in double the amount of time and work to reconcile.

Does anyone else suffer from this?

David Gillies  

Well explained and the process is simple. Will discuss with clients

Tim Limbert  

Great service for small startup businesses especially the working capital loans !

Dinesh Bhatia  

Fantastic service that helps businesses get paid faster! The integration with Xero makes the bookkeeping a breeze.

Ryan Maddock  

I highly recommend adding PayPal as a payment option to your invoices to improve cashflow.

Annette Lose  

Great initiative and definitely helps the cash flows of small businesses

Trudy Moiya  

Paypal is very secure and most trusted Payment terminal.

I loved it and most of my clients use Paypal

Bhaskar Bitra  

Met the PayPal team at XEROCON 2018. Received a full review and great service. A definite add on for all my clients.

Jane Farhat  

PayPal integration works well once setup correctly

Shelly Hope  

PayPal is a fantastic tool. Make sure you embed the link into your Xero invoices for quick client payments. Put on your Xero dashboard to get live feeds and auto reconcile those Debtor invoices. Been a fantastic tool for my clients & personal export business. Highly reccommend.

Shannon Hawthorn  

Awesome app.

Kiko Willers  

It’s working for us as it provides another form of flexibility for our clients to value our services by paying our invoices in a timely manner.

Justin Golds  

All good
Great service

Shannon Bulmer  

Great to have payments enabled. Makes business so easy. Love the bank feed as well. Great efficiency and easy to use

Liza Goodall  

Love that the transactions feed into Bank feeds.

Teresa Watson  

Works well when the feeds are running properly, easy to setup

Eve Torma-Elvey  

Works well for clients setup important. But of an issue with large volumes at times, sounds like it is approving with pending transactions

Janina Puttick  

Great for when you are fraudulently charged, refund was granted, but on the flip side when the seller is deducted wrongfully the process the get their payment back is far too difficult. Needs work on this issue.

Julie Thom  

PayPal integration has been great for my own practice and my clients. It’s easy and quick to get payments.

Jodi Stewart-Negri  

Thanks so much Kent for taking the time to post such a great review, really do appreciate it. Feedback is really important and who doesn't love positive feedback. Thanks for sharing

Lisa Wade-Lehman  

I only felt compelled to rate Paypal when I say the overall poor rating and dived in to see why. I've used PayPal with Xero to accept customer payments for many years (at least 6). I've never had the first issue or problem. We probably process 15 transactions a month so we're not a big user. But, no problems. Nobody likes 2.75% but the service does work seamlessly with Xero.

Kent Henderson  

Hey @Takanobu sounds like there may be a bit of confusion between PayPal feeds, and the PayPal Payment Service. I see you're in the good hands of Prad from our Support team though, so will let him help you out here! Cheers.

Brittany H (Community Manager)  

I set up a bank account for PayPal which can receive the bank feed and added PayPal as a standard payment service. I see "Pay Now" button on an online invoice but when I click on it,
I always receive a message "Payment unsuccessful" An error has occurred while try to connect to Paypal. Please try again." I have tried again and again but it has never been successful.

The option "Online payments" is selected from the invoice options. The same problem occurs even on an android tablet.

I have deleted the payment service and the bank account 'PayPal' and created a new bank account 'PayPal' and added PayPal as a standard payment service again. However, it still gets the same message as I did before.

Please advise me of what is possibly wrong.

Takanobu Nakamura  

Hey everyone just wanted to jump here as there seems to be a bit of confusion around the difference between PayPal Feeds, and PayPal Payment Services. This review page is just for the integration between Xero and the PayPal Payment Service. To keep things relevant to those interested in the Payment Service, a few reviews about bank feeds have been removed.

Brittany H (Community Manager)  

Xero integration with PayPal is hopeless. Threads of discussion exist where Xero explain that unless the Paypal user is paying with funds from their actual paypal bank account holdings (which I imagine is minimal), then Xero is unable to to import details of the transaction. This effectively makes the integration useless and triples the workload to reconcile invoices. Please fix.

daniel holt  

Hi Nathanial,
I am so sorry to hear about your bad experience. Can I help you with the issue that you are having?

Lisa Wade-Lehman  

Terrible customer service, one of the worst! For a company so large and profitable, you'd think they'd provide better service and rates. But, they don't.

Nathaniel Higgins  

It was great meeting you at Xerocon. Thanks so much Heather for submitting your review and helping others by providing some great suggestions. I also wanted to add that PayPal is currently working with Xero to provide an improved data sync experience. We expect this to be available by the end of November 2017. If you are having issues, please follow Heather's suggestions or bear with us. It will get better.

Lisa Wade-Lehman  

Hi! My name is Heather Smith, and I'm the author of Xero for Dummies. I've processed 1219 PayPal in my Xero file since 2013. I have PayPal attached to my online shop and integrated into my online invoices. I receive many overseas payments - PayPal makes it so easy for me to do business overseas.

PayPal has always offered a seamless integration and is effortless to reconcile. I help many clients set up Xero, and consistently - if PayPal is not working form them - it is because they have not set it up correctly. There are some easy to follow help instructions - I will agree it is not a click and set set-up. You need to login to PayPal and change some of the settings.

Here is the link for Australia: https://help.xero.com/au/BankAccounts_PayPal

Also, you need to go into Settings > General Settings > Payment Services and set something up there too.

The only time I need to jump in and have a think about the reconciliation - is when I BUY something - however, I don't have the funds in PayPal - and it sweeps money out of my credit card - so a single transaction is hitting two active feeds.

I am honestly a bit shocked by the reviews here, as I know many Xero partners, like myself are happily using PayPal too.

PayPal suits my payment needs.

Heather Smith  

Hi Patrick, I am sorry to hear that you did not receive the high level of service we aim to provide all our customers. We would love to share with you the value that PayPal offers. If you choose to return to the PayPal family in the future, our customer service representatives can be contacted on 1800 073 263.

Lisa Wade-Lehman  

Do not bother with PayPal... service is shite , fees are outrageous.

Patrick Hamilton  


I never thought I would have to write this but it seems other small business owners have been held to ransom as well by PayPal. I'm absolutely disgusted by their business practice and complete lack of service. I'm done with them. Don't even bother with PayPal, they don't give two hoots about your small business, your cash flow nor do they have any intention of assisting you.

I've set up my PayPal business account about a year ago - I believe via Xero - but have only recently had customers use the credit card payment option via PayPal. Two payments went into the account and totalled just over $1000 AUD at which point my PayPal account got frozen and I've been confronted with an ever increasing barrage of requests for personal information, documents and repeated "proof of name", "proof of address" etc. As our business is a "partnership" and always has been, but for some reason it was listed as "sole trader" in the account settings, I was then asked to effectively make up a document that states the blatantly obvious - information that is already publicly available on the Australian Government's ABN/ABR and ASIC websites. It was the most inane tickbox exercise to satisfy PayPal's bureaucratic dimwits. I've written several eMails to their "customer service" asking them specific questions, and every time I get a stock-standard reply with no direct response to any of my queries. I called PayPal and was connected to some American operator who claimed "your own government is asking us to collect this information for anti-money laundering/terrorism purposes". Well, my own government already has all the information that they needed and I am providing PayPal with exactly that information and yet PayPal is asking for even more documents, in the meantime locking any access to your account. Can't withdraw, nobody can even pay into it anymore. This is the most appalling treatment I've ever been subjected to. Totally disgraceful harassment. I've wasted hours on trying to sort this out. Don't make the same mistake and give PayPal the flick.

Gabriel Perkhofer  

My PayPal Credit was syncing properly and now it has quit syncing. I don't even have the option to reconnect. Any Ideas??

Vicci Turner  

Paypal restricted my account as an over the threshold payment had been made. I was asked to provide proof of identity, which I thought I'd already provided when I opened my Paypal business account. Unfortunately on login to Paypal an error had occurred and I was not provided the prompts to provide proof of identity. After a 20 min on-hold telephone call to Paypal, I'm told this may take 4-5 business days to resolve. Further more as a small business sole trader the Paypal fees on sizeable invoices can affect the bottom line. There is no functionality within Zero or Paypal to add a surcharge for credit card payment via Paypal. I like to offer this option to my customer for convenance but now after this recent debacle I've removed this payment option.

Ashley Dehnert  

Shocking. I had been using paypal to pay for items for years, so thought I would sent up a business account to use with Xero. Easy enough to do after verifying my account. However the first payment of $2500 was seized by paypal and held ransom until I would provide, full copy of passport, full drivers licence AND another document such as a tax document. What nerve. I have asked they refund my customer in full (not yet happened). How can they legally do this? Why not be up front and ask for all this documentation, rather than seizing my customers money to extort this information from me. Shame on you Paypal. I will be cancelling as soon as possible.

Burke Hugo  

Paypal will not make it easy to do business with. You will jump hoops for days then when all is done they will start holding your funds for 30 days. Skip PayPal. Try Payline. good email communication and phone calls taken easily. They take a lot less percentage than PayPal too and they do not hold your funds. Paypal is making a bunch of money holding our money hostage. 30 day hold for hvac services completed a week ago and they holding funds for 30 days. How many people are they doing that with. The interest definitely adds up. As for integrating with Zero...set up is fine but then you still have to deal with PayPal requirements which will be more time consuming that it is worth. Suggest finding a better payment gateway. Avoid the aggravation

Tami LaVelle  

We are pretty new to online receipts so PayPal was our safe bet. After doing a couple of thousand £ we were hit with account restrictions and now need to submit a mass of information. We did this but PayPal have not processed our submission yet and ask me to go to a page on their website which does not exist. On top of this the fees are very expensive. So 1* for PayPal.
As for the integration the basics are fine. However after setting up PayPal with VAT when we send out invoices to clients to pay VAT is added again resulting in us having to offer refunds. I contacted Xero and after several 'Thanks for your enquiry we are working on a response...' type emails we got a response agreeing it was flawed. A promise to fix it within the next 6 months was given but I looked on the forum and this flaw has been around for over a year.
So 1* for Xero I guess.

Chris Newman  

I haven't noticed any problems with the feed, but I've just removed the Paypal link from my invoices because there is no way to add fees without raising credit notes if they pay another way, and that is too much effort. I've opted for a note on the invoice to say "Payments can be made by PayPal (fees apply). If you would like to use this method, please email for details and a revised invoice."

We will just revise invoices on a needs basis. I'm disappointed the Xero hasn't implemented any fees options, but appreciate that the technical effort is probably not viable, especially when Xero is only £30 per month.

Peter Lambourne  

Integration is Great! Only problem I have is when invoices are over $1,000 PayPal will hold the money. It's like they think I'm running an ebay business. So, they got fired. On to the next processor.

Brady Burgess  

I know that Xero is generally unresponsive to requests from customer but I wanted to point that Paypal has many transaction fields (such as Custom Note) that cannot be automatically brought into Xero through the Paypal Feed. I dislike Zapier so I don't see that as a solution.

David Wilson  

The integration was easy to set up as long as you had a Paypal Premier/Business Account setup. It's a great integration.

However, I think it's annoying that the customer needs to type in their details like address, email and phone no. (when they don't have a Paypal Account).

It would be great if we didn't need these fields as mandatory or if they could be pre-filled so that the customer doesn't have to re-type everytime (especially if they don't want to set up a Paypal account).

Overall, I like the integration but I'd like to go that extra mile to make it even easier for the customer.

Jo Pinto  

Just deleted PayPal from my Xero account, I don't think this is a Xero fault but Paypal keeps adding on postage on top of the customers invoice, I know I could remove that element in Paypal but it would affect all my customers even those who are purchasing off the web site

Alan Caulfield  

Yep I have, and my clients all have had issues with Paypal and their method of doing 'business'.

Stick with local, reliable vendors who do this.

I have had good experiences with DPS and SwipeHQ in NZ.

Ed Adams  

Need the ability to add a surcharge, PayPal's fees are just to high to justify.
Sticking with eWAY for the time being.

Philip Moore  

Stay away, Paypal is a risk to any business. Phil was right about them overstepping with regard to information. Use stripe - they know their place!

Murray Leach  

Removed it after 1 transaction as it the fee PP took was astronomical. I see that others have problems with it not linking to business seller fee's also. Trying GoCardless now...

David Wilde  

My paypal account just disappeared from xero with no one deleting it.

Cedric Pilard  

Everything was working fine till we decided to inform all our customers that we were accepting Paypal.

Our sales transaction with Paypal more than double on the next month. What did they do? They blocked my account because our volume increased too fast, WTH???

Integration works fine, but I we have more than 15,000 USD held by Paypal for almost 20 days after we send all the info they need (even contacting each customer that bought recently and ask them to write english emails to Paypal saying that they received what they paid).

I don't recommend to anyone.

Lincoln Fracari  

I am in the same position as Phil. We had been using paypal and then applied to use paypal go - now they want information on our business that not even the bank who we have been trading with for 15+ years, requires!

I've placed them in the too hard basket which is a pity because for many years they have been easy to deal with...

Emma Vercoe  

Paypal is appalling - so far we have lost $1600 with them. They cancel transactions for no reason which is an absolute pain after the client has happily paid and then left. Just now they have reversed $600 payment to us that they deemed suspicious - The reason appeared to be that the payer was a "non US resident" -- all our payers are! It would have been far far cheaper to have installed an eftpos machine.
Don't bother trying to contact them - they don't respond.

SBA Hibiscus Coast  

Is Paypal a Merchant Gateway, A Bank or My Auditor.

At 1703 Friday I received an email from PayPal saying that my account was limited. (Paypals AU merchant services close at AEST 1700 and don't open until Monday.

I had a PayPal link on my Xero invoice until today. I have used the link for the past year with no problems.

My Payments via Paypal increase and they insist I provide, details of my suppliers, details of my sales, tracking details, proof delivery and the list goes on.

Three months ago I seek to use Paypal GO and then thud needing the 100 points of ID etc.

But then

They have limited my account and held on to $3200 until I provide the following;

I am stunned at the incredulity of their requirements

21 May 2014 Proof of name and date of birthTo help us confirm your identity, we require a document that contains your full name and date of birth. Click the Resolve button for a list of acceptable documents. Information Received-Accepted task complete Complete
21 May 2014 Proof of AddressTo help us confirm your address, we require a document that contains your full name and residential address. Click the Resolve button for a list of acceptable documents. Information Received-Not Accepted please resubmit Reason: Document did not contain Requested information Resolve
15 Aug 2014 Provide InvoicesPlease confirm that you own the merchandise you're selling. Valid documents are copies of sales receipts and original bills of sale referencing where you purchased or acquired the item(s) you are selling. Invoices must also show date of purchase, name of wholesaler or supplier, a description of the items sold, quantity of items purchased and the amount you paid for the merchandise. We will handle your information in accordance with our privacy policy. Waiting for your response Resolve

I tried to call but as I said the Paypal merchant support closes at 5 pm three minutes before they sent the email.

I would like other feedback about whether anyone has experienced the same.

Please see all in my next post



Phil Brumby  

tried to set it up today- Im in NZ can't seem to do it sick of wasting time so won't bother

Miles Nathan  

I agree with Dianne Jewell's comments. I found the config and set up very straightforward.
I am investigating whether or not I can set it up for Paypals "Business Payments" Like others I would love to see fees of 50c and 2.9%.
The only issue I have is when Paypal occasionally take a transaction to one side to "investigate" I have to pull that from Payapl as a csv file and upload manually.

Dave Hume  

This very badly needs to have Business Payments enabled. As currently designed, all payments through this integration are charged a 2.9% processing fee - killer for large invoices.

Paypal's "Business Payments" feature has already been implemented by Freshbooks, and allows payments of any size for $0.50 flat. Need it.

Bill DAlessandro  

They don't have business payments enabled, so I was charged 2.9% of the entire transaction. That's $183! With business payments, any U.S. B2B non-credit card transaction only costs $0.50. We need that.

Nathan Tate  

Im in NZ there is no way that I can create an account as my IP is not from America, this is one of the lousiest links I have ever seen.
WIth the current link there is no way I can create an account as I dont have a zip code or a relevant american phone number, well fancy that, im in NZ!!!

Dan Pollard